by Ryan Douglas | Nov 1, 2023 | Blog, Business Owners, financial advice, Financial Planning, Group Benefits, health benefits
Group benefits can be intricate both in their establishment and administration. There are numerous details and considerations to be aware of when purchasing a group benefits plan, one of which is the target loss ratio (TLR).Key Questions Addressed:What is a target...
by Ryan Douglas | May 1, 2022 | Blog, Business Owners, corporate, health benefits, Life Insurance, long term care, pension plan, RRSP, Tax Free Savings Account
As a business owner, one of your challenges is learning how to balance between reinvesting into the business and setting money aside for personal savings. Since there are no longer employer-sponsored pension plans and the knowledge that retirement will come...
by Ryan Douglas | Dec 2, 2020 | 2020 Only, Blog, Charitable Gifting, Coronavirus, Coronavirus - Associates, Coronavirus - Practice Owners, Coronavirus - Retired, Coronavirus - Retiring, Coronavirus - Students, disability, disability insurance, Family, financial advice, Financial Planning, health benefits, pension plan, RDSP, Registered Education Savings Plan, RRSP, Tax, Tax Free Savings Account
Now that we are reaching the end of the tax year, it’s an excellent time to review your finances. We’ve listed below some of the critical areas to consider and provide you with useful guidelines. We have divided our tax planning tips into five sections:...
by Ryan Douglas | Nov 1, 2020 | Blog, Business Owners, dental benefits, Group Benefits, health benefits, Individuals
Although we enjoy health care benefits in Canada, there are still some benefits that are not covered by the government. There are a number of ways to pay for these benefits such as directly paying out of pocket, using a health insurance plan or private health services...
by Ryan Douglas | Jul 6, 2020 | Blog, Business Owners, buy sell, corporate, disability insurance, Group Benefits, health benefits, Insurance, Life Insurance, travel insurance
For business owners, making sure your business is financially protected can be overwhelming. Business owners face a unique set of challenges when it comes to managing risk. Insurance can play an important role when it comes to reducing the financial impact on your...
by Ryan Douglas | Jun 2, 2020 | Blog, disability insurance, Family, health benefits, Insurance, Life Insurance, travel insurance
For young families, making sure your family is financially protected can be overwhelming, especially since there’s so much information floating online. This infographic addresses the importance of insurance- personal insurance.The 4 areas of personal insurance a young...