RYAN DOUGLAS, CFP®
Financial Planning
People with comprehensive plans say they feel more on track with their financial goals.
Individuals & Family
We help individuals and families achieve their financial goals.
Business Owners
Business Owners have unique challenges. As business owners, we provide proven solutions that protect your business.
Ryan Douglas, Family Financial Advisor Can Help Secure Your Financial Future
You work hard for your money, so you want to minimize your taxes and avoid risky investments. we get it!
As a family financial advisor, I want you to help you realize your financial dreams! Whether you want to retire early, travel the world, or open your own business, we’re here to help you achieve your goals and learn how your dreams can become a reality.
As Douglas Total Financial Solutions, our goals are:
- To earn your trust! We want you to feel your money is in good hands and that we’re working together to secure your financial future.
- To help you learn more about financial planning. The more you know about financial planning, the more confident you’ll feel about it – and that’s a good thing! We’ll explain to you the different types of investment accounts and investment types you can select from and why they’re a good choice for you.
- To make sure we meet your needs and your risk tolerance. As a family Financial Advisors, we know there’s no “one-size-fits-all” approach to investing. We’ll put together a customized investment plan set up to fit your needs and help you reach your goals.
Whether you’re ready to get started investing or would like to learn more about how to create a financial plan, as Family Financial Advisors, we’re here for you. Contact us to learn more about how we can help you plan for tomorrow – today!
Latest News
“Final Pivot” – COVID-19 Emergency Benefits expire October 23rd, replaced by targeted supports
On Thursday, October 22nd, Deputy Prime Minister and Finance Minister Chrystia Freeland announced the “final pivot in delivering the support needed to deliver a robust recovery.” This “Final Pivot” means several existing pandemic support programs for individuals and businesses will expire on October 23rd, 2021:
– Canada Recovery Benefit (CRB)
– Canada Emergency Rent Subsidy (CERS)
– Canada Emergency Wage Subsidy (CEWS)
When should I buy life insurance?
Life insurance is something you can use at any age. Whether you’re in your 20s or approaching retirement, you can benefit from having life insurance. Our article, “When should I buy life insurance”? can help you understand:
• What the two main types of life insurance are – term and permanent
• When term insurance is better for you and when permanent insurance is
• How life insurance can benefit you at different ages
• What costs life insurance can help your loved ones’ cover
Life Insurance after 60- is it necessary?
You may have had life insurance for as long as you can remember. You knew it was important to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.
But now that you’re over 60, your children are grown, and your mortgage is paid off, you may feel you don’t need life insurance anymore. However, there are some circumstances under which it may still make sense for you to have life insurance:
• You still have substantial debt.
• You have dependent children or grandchildren.
• You want to be able to leave a financial legacy.