RYAN DOUGLAS, CFP®
Financial Planning
People with comprehensive plans say they feel more on track with their financial goals.
Individuals & Family
We help individuals and families achieve their financial goals.
Business Owners
Business Owners have unique challenges. As business owners, we provide proven solutions that protect your business.
Ryan Douglas, Family Financial Advisor Can Help Secure Your Financial Future
You work hard for your money, so you want to minimize your taxes and avoid risky investments. we get it!
As a family financial advisor, I want you to help you realize your financial dreams! Whether you want to retire early, travel the world, or open your own business, we’re here to help you achieve your goals and learn how your dreams can become a reality.
As Douglas Total Financial Solutions, our goals are:
- To earn your trust! We want you to feel your money is in good hands and that we’re working together to secure your financial future.
- To help you learn more about financial planning. The more you know about financial planning, the more confident you’ll feel about it – and that’s a good thing! We’ll explain to you the different types of investment accounts and investment types you can select from and why they’re a good choice for you.
- To make sure we meet your needs and your risk tolerance. As a family Financial Advisors, we know there’s no “one-size-fits-all” approach to investing. We’ll put together a customized investment plan set up to fit your needs and help you reach your goals.
Whether you’re ready to get started investing or would like to learn more about how to create a financial plan, as Family Financial Advisors, we’re here for you. Contact us to learn more about how we can help you plan for tomorrow – today!
Latest News
Different types of life insurance explained
Whether you already have life insurance or are looking to get some, it’s essential to be familiar with the four most common kinds of life insurance available. Getting the best type of life insurance for you ensures that you are getting the coverage you want while providing financial protection for you and your family. These are the four most common kinds of life insurance:
• Term life insurance
• Permanent life insurance
• Participating life insurance
• Universal life insurance
Demystifying MER’s (Management Expense Ratio)
Investing in a fund involves knowing its associated costs, and the Management Expense Ratio (MER) is a crucial factor to consider. The MER is a percentage of the total assets in the investment fund that covers the fund’s operating and management costs. It’s important to note that the MER is subtracted from your investment returns, so a higher MER will result in lower net returns for you. For example, if a fund’s expenses amounted to 2% of its assets, its MER would be 2%. It’s crucial to understand the MER of a fund to make informed investment decisions and ensure that you’re getting the most value for your money. In this article and infographic, we will break down the various components of the MER to help you better understand it.
First Home Savings Account (FHSA): What You Need to Know
Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.