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RESPS: A Good Idea for Hockey Kids?

by Ryan Douglas | Sep 19, 2016 | Blog, Students, Useful Links

Funding youth hockey is expensive for parents. The more elite their children get, the greater the fees.

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Recent Posts

  • Demystifying MER’s (Management Expense Ratio)
  • First Home Savings Account (FHSA): What You Need to Know
  • Tax Tips You Need To Know Before Filing Your 2022 Taxes
  • Federal Budget 2023 Highlights
  • British Columbia 2023 Budget Highlights

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Contact Us

Ryan Douglas, CFP®
Tel: (604) 626- 6381
Email: rdouglas@dtfs.ca
Fax: (866) 876-8975

Maple Ridge Office
10676 244th Street
Maple Ridge, BC
V2W 2E6

Serving British Columbia and Ontario.

Recent Articles

Demystifying MER’s (Management Expense Ratio)

Investing in a fund involves knowing its associated costs, and the Management Expense Ratio (MER) is a crucial factor to consider. The MER is a percentage of the total assets in the investment fund that covers the fund’s operating and management costs. It’s important to note that the MER is subtracted from your investment returns, so a higher MER will result in lower net returns for you. For example, if a fund’s expenses amounted to 2% of its assets, its MER would be 2%. It’s crucial to understand the MER of a fund to make informed investment decisions and ensure that you’re getting the most value for your money. In this article and infographic, we will break down the various components of the MER to help you better understand it.

First Home Savings Account (FHSA): What You Need to Know

Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.

Tax Tips You Need To Know Before Filing Your 2022 Taxes

It’ll be time to file your 2022 taxes soon, and you must take advantage of every tax credit and deduction you can! Our article covers the following:

• Canada Workers Benefit.
• Claiming home office expenses.
• The tax deduction for zero-emissions vehicles.
• Return Of Fuel Charge Proceeds To Farmers Tax Credit.
• Eligible Educator School Supply Tax Credit.

Federal Budget 2023 Highlights

On March 28, 2023, the Federal Government released their 2032 budget. This article highlights the following financial measures:

• New transfer options associated with Bill C-208 for intergenerational transfer.
• New rules for employee ownership trusts.
• Changes to how the Alternative Minimum Tax is calculated.
• Improvements to Registered Education Savings Plans.
• Expanding access to Registered Disability Savings Plans.
• Grocery rebate.
• Deduction for tradespeople tool expenses.
• Automatic tax filing.
• New Canadian Dental Care Plan.

British Columbia 2023 Budget Highlights

On February 28, 2023, the B.C. Minister of Finance announced the 2023 budget. We have highlighted the most important financial measures you need to know:

• Tax credit changes.
• Increases to the B.C Family Benefit.
• Carbon tax changes.
• Other important tax changes.
• Healthcare and housing spending.

About Ryan Douglas, CFP®

We work with both individuals and companies in helping them achieve their financial goals. Our personal services include insurance and investment services, allowing you to get the best product for the best price for your specific situation. We also offer retirement, estate and financial plans and portfolio management.

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