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  • Douglas Total Financial Solutions
    Advice for life
  • Douglas Total Financial Solutions
    Advice for life

RYAN DOUGLAS, CFP®

Financial Planning

People with comprehensive plans say they feel more on track with their financial goals.

Individuals & Family

We help individuals and families achieve their financial goals.

Business Owners

Business Owners have unique challenges. As business owners, we provide proven solutions that protect your business.

Latest News

TFSA vs RRSP – What you need to know to make the most of them in 2021

January 21, 2021Ryan Douglas

Both TFSAs and RRSPs can be significant savings vehicles for your clients. We’ve put together an article to help your clients easily understand the differences between them – with one section focussing on differences in deposits and one focussing on differences in withdrawals.

The deposit section focuses on:
• How much contribution room is available each year
• How carry forward works for TFSAs and RRSPs
• Tax deductibility of contributions
• Tax treatment of growth

The withdrawal section focusses on:
• Conversion requirements
• Tax treatment of withdrawals
• Impact of withdrawals on government benefits
• Impact of withdrawals on contribution room

2021 Financial Calendar

January 4, 2021Ryan Douglas

We’ve put together a financial calendar for 2021. It contains all the dates you need to know to make the most of your government benefits and investment options. Whether you want to bookmark this or print it out and post it somewhere prominent, you’ll have everything you need to know in one place!

Government of Canada to allow up to $400 for home office expenses

December 29, 2020Ryan Douglas

For the 2020 tax year, the Government of Canada introduced a temporary flat rate method to allow Canadians working from home this year due to Covid-19 to claim expenses of up to $400.

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Contact Us

Ryan Douglas, CFP®
Tel: (604) 626- 6381
Email: rdouglas@dtfs.ca
Fax: (866) 876-8975

Maple Ridge Office

10676 244th Street
Maple Ridge, BC
V2W 2E6

Recent Articles

  • TFSA vs RRSP – What you need to know to make the most of them in 2021
  • 2021 Financial Calendar
  • Government of Canada to allow up to $400 for home office expenses
  • Government of Canada to allow up to $400 for home office expenses
  • Business Owners: 2020 Tax Planning Tips for the End of the Year

About Ryan Douglas, CFP®

We work with both individuals and companies in helping them achieve their financial goals. Our personal services include insurance and investment services, allowing you to get the best product for the best price for your specific situation. We also offer retirement, estate and financial plans and portfolio management.
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