Supporting Your Financial Journey, Every Step of the Way
You work hard for your money, so you want to minimize your taxes and avoid risky investments. we get it!
As a family financial advisor, I want you to help you realize your financial dreams! Whether you want to retire early, travel the world, or open your own business, we’re here to help you achieve your goals and learn how your dreams can become a reality.
Financial Planning
Insurance Planning
Specializing in personalized insurance planning to protect your financial well-being. We help you choose the right coverage to safeguard your assets and loved ones, providing peace of mind and security. Trust us to guide you through every step of your insurance journey.
Investment Planning
Investment planning is about creating strategies that align with your risk tolerance and financial goals. Our expert advisors develop customized investment plans to maximize your returns and secure your financial future. Invest wisely with our trusted guidance.
Banking
Our “All-in Banking” and “Advantage Account” services offer comprehensive solutions to manage your finances efficiently. Enjoy benefits like no monthly fees, unlimited transactions, and high-interest savings, designed to help you maximize your financial potential and achieve your goals.
Ryan Douglas, CFP®
Founder | CEO
Ryan is a dedicated Certified Financial Planner who embarked on his financial advisory career in December 2021 with SunLife Financial. After a successful stint with SunLife, he launched Douglas Total Financial Solutions in 2006, driven by a vision to offer more comprehensive and holistic financial advice to his clients.
Specializing in both family and business finances, Ryan is committed to maximizing the effectiveness of his clients’ financial resources. His approach integrates various aspects of financial planning, ensuring that every dollar works efficiently to support his clients’ goals and aspirations.
With a Bachelor of Human Kinetics from UBC, Ryan leverages his academic background to simplify financial concepts and enhance his clients’ understanding of their financial landscapes. This unique perspective helps him provide clear, actionable advice that resonates with clients’ needs.
Outside of his professional life, Ryan enjoys quality time with his wife, Tawny, and their three children. He is an active member of his community, participating in hockey and pickleball, and contributing his time and skills to NorthRidge Church in various capacities.
- Certified Financial Planner™ (CFP®)
News
Keep up to date with the latest news and helpful websites that share important information related to your business and personal financial needs.
Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty
The Bank of Canada has cut interest rates to 2.75%, reflecting ongoing economic challenges and trade uncertainties.
Market volatility is normal, but staying disciplined and diversified helps manage risk over the long term.
If you have questions or concerns, please reach out—we’re here to help.
#BankOfCanada #InterestRates #MarketVolatility #FinancialWellbeing
2025 Canadian Controlled Private Corporation Tax Rates
Stay updated on 2024-2025 Canadian corporate tax rates for CCPCs. Small business rates start at 9%, active business varies, and investment income is 38.7%.
2025 Canada Money Facts
2025 Canada Money Facts – Get the latest TFSA, RRSP, FHSA, CPP, OAS, and RESP limits. Stay informed on savings, pensions, and benefits for the year ahead!