It may surprise you that just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.*
- Worker’s Compensation only covers work related accidents.
- Unemployment insurance only covers 15 weeks.
- Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change?
- Group and association coverage can fill a valuable role in long-term disability protection.
However, the benefit may be limited by the definition of disability and coverage amount.
Remember, a custom designed individual disability plan will provide you with guaranteed coverage and guaranteed premiums.