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Why Open an RDSP?
Opening a Registered Disability Savings Plan (RDSP) can be one of the smartest financial steps for families supporting a loved one with a disability. Learn how this powerful account offers tax-deferred growth, generous government grants, and long-term security — all without affecting disability benefits.
2025 Federal Budget Highlights
The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
Corporate Life Insurance Planning
Corporate-owned life insurance helps business owners protect their company, manage taxes, and plan for retirement or succession. This article explores how it can fund buy-sell agreements, cover capital gains tax, reward key executives, and support business continuity—all while building tax-advantaged value inside the corporation.
Why a Critical Illness Insurance Top-Up Could Make a Big Difference
Many Canadians have some critical illness coverage through work, but it often isn’t enough. A top-up can help families, employees, and business owners bridge the gap, offering peace of mind, flexibility, and protection when it’s needed most.
What You Need to Know About RRIFs
RRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.