by Ryan Douglas | Apr 1, 2024 | Blog, Group Benefits
We understand that when looking for employee benefits, you’re looking to do so cost-effectively. But it’s essential to make sure you work with an employee benefits specialist, no matter what the price tag is on your benefits package. We’ll...
by Ryan Douglas | Nov 1, 2023 | Blog, Business Owners, financial advice, Financial Planning, Group Benefits, health benefits
Group benefits can be intricate both in their establishment and administration. There are numerous details and considerations to be aware of when purchasing a group benefits plan, one of which is the target loss ratio (TLR).Key Questions Addressed:What is a target...
by Ryan Douglas | Jul 6, 2021 | Blog, Business Owners, Group Benefits, Investment, pension plan, Retirement
Working at an organization that offers a pension plan is one of the greatest financial advantages a Canadian can enjoy. Pension plans are designed to provide retirement income and help employees reach their retirement goals and for business owners- help retain key...
by Ryan Douglas | Mar 3, 2021 | Blog, Group Benefits, Life Insurance
Group Insurance vs Individual Life Insurance“I already have life insurance from work, so why do I need to get it personally?” or “Work has got me covered, I don’t need it.”While it’s great to have group coverage from your employer or association, in most cases, people...
by Ryan Douglas | Nov 1, 2020 | Blog, Business Owners, dental benefits, Group Benefits, health benefits, Individuals
Although we enjoy health care benefits in Canada, there are still some benefits that are not covered by the government. There are a number of ways to pay for these benefits such as directly paying out of pocket, using a health insurance plan or private health services...
by Ryan Douglas | Jul 6, 2020 | Blog, Business Owners, buy sell, corporate, disability insurance, Group Benefits, health benefits, Insurance, Life Insurance, travel insurance
For business owners, making sure your business is financially protected can be overwhelming. Business owners face a unique set of challenges when it comes to managing risk. Insurance can play an important role when it comes to reducing the financial impact on your...
