604.626.6381 rdouglas@dtfs.ca
  • Instagram
  • RSS
  • Instagram
  • RSS
Douglas Total Financial Solutions
  • HOME
  • ABOUT
    • PARTNERS
    • ARE YOU READY TO RETIRE
  • SERVICES
    • INSURANCE PLANNING
      • BBD HEALTH INSURANCE
      • DISABILITY INSURANCE
      • CRITICAL ILLNESS INSURANCE
      • LIFE INSURANCE
      • MORTGAGE LIFE INSURANCE
      • BUY ONLINE
    • LIFE STAGES
      • STARTING YOUR CAREER
      • GROWING FAMILIES
      • MATURE FAMILIES
      • PREPARING FOR RETIREMENT
      • RETIREES
    • BUSINESS STAGES
      • BUSINESS SUCCESSION
      • BUSINESS CONTINUATION
      • EXECUTIVE BENEFITS
      • GROUP BENEFITS
    • BANKING
      • ALL-IN BANKING
      • ADVANTAGE ACCOUNT
  • RESOURCES
  • BLOG
  • CONTACT
Select Page

Resources

Retirement Planning

  • RRSP Calculator
  • RRSP Calculator
  • Registered Retirement Savings Plan

Investment & Saving

  • Tax Free Savings Account
  • Registered Education Savings Plan
  • Registered Disability Savings Plan
  • Tax Calculator – 2017

Contact Us

Ryan Douglas, CFP®
Tel: (604) 626- 6381
Email: rdouglas@dtfs.ca
Fax: (866) 876-8975

Maple Ridge Office
10676 244th Street
Maple Ridge, BC
V2W 2E6

Serving British Columbia and Ontario.

Recent Articles

Understanding Registered Education Savings Plans (RESPs) in Canada

Dive into the details of Registered Education Savings Plans (RESPs)! This guide covers how RESPs work, eligibility criteria, benefits, and government grants such as the Canada Education Savings Grant. Learn how to open an RESP and safeguard your child’s educational future.

Understanding Tax-Free Savings Accounts (TFSAs)

A Tax-Free Savings Account is a powerful tool to help you achieve your financial goals. Whether you’re saving for a new home, planning for retirement, or investing in your children’s education, a TFSA can be a valuable part of your financial strategy. The flexibility and tax advantages it offers make it a great choice for many Canadians.

Remember, the sooner you start, the more time your investments have to grow tax-free. Every dollar counts when you’re planning for the future, and a TFSA can help you make the most of your savings.

Don’t wait until tomorrow to start planning for your future. Contact us today to begin your journey to financial security today.

Different types of life insurance explained

Whether you already have life insurance or are looking to get some, it’s essential to be familiar with the four most common kinds of life insurance available. Getting the best type of life insurance for you ensures that you are getting the coverage you want while providing financial protection for you and your family. These are the four most common kinds of life insurance:
• Term life insurance
• Permanent life insurance
• Participating life insurance
• Universal life insurance

Demystifying MER’s (Management Expense Ratio)

Investing in a fund involves knowing its associated costs, and the Management Expense Ratio (MER) is a crucial factor to consider. The MER is a percentage of the total assets in the investment fund that covers the fund’s operating and management costs. It’s important to note that the MER is subtracted from your investment returns, so a higher MER will result in lower net returns for you. For example, if a fund’s expenses amounted to 2% of its assets, its MER would be 2%. It’s crucial to understand the MER of a fund to make informed investment decisions and ensure that you’re getting the most value for your money. In this article and infographic, we will break down the various components of the MER to help you better understand it.

First Home Savings Account (FHSA): What You Need to Know

Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.

About Ryan Douglas, CFP®

We work with both individuals and companies in helping them achieve their financial goals. Our personal services include insurance and investment services, allowing you to get the best product for the best price for your specific situation. We also offer retirement, estate and financial plans and portfolio management.

Subscribe to our Newsletter

* indicates required

    © 2018 Financial Tech Tools | Privacy Statement and Website Terms of Use