by Ryan Douglas | Oct 6, 2026 | Blog, Insurance, Investment
What to Do Financially When You Have a BabyA new baby brings a lot of joy, and a lot of new to-do lists. Most of them are about feeding schedules and car seats. But a few items on the list are about money, and they matter more than you might think. You do not need to...
by Ryan Douglas | Aug 8, 2026 | Blog, Investment
FHSA vs. HBP: Which to Use First When Buying a HomeSaving for your first home is exciting, but it can also feel overwhelming. Between building a down payment and figuring out a mortgage, the last thing you want is a confusing set of rules. The good news is that the...
by Ryan Douglas | Jun 30, 2026 | 2026, Blog, Investment, Retirement
How to Catch Up on Your RRSP ContributionsIf you have ever felt behind on your RRSP, you are not alone. Life gets in the way, rent, a mortgage, kids, a period of lower income, and RRSP contributions get pushed to the back of the list.Here is the good news: unused RRSP...
by Ryan Douglas | Nov 6, 2025 | 2025, Blog, disability, Family, Investment
Why Open an RDSP? Saving for a loved one’s future can feel overwhelming — especially when disabilities add extra financial challenges. Many families I meet want to secure long-term stability but aren’t sure where to start. One of the most powerful, yet often...
by Ryan Douglas | Nov 5, 2025 | 2025, Blog, Business Owners, Estate Planning, Family, Financial Planning, Incorporated Professionals, Individuals, Investment, mortgage, personal finances, Professional Corporations, Professionals, Retirees, Retirement, Tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Ryan Douglas | Sep 3, 2025 | 2025, Blog, Investment, pension plan, Retirees, Retirement
What You Need to Know About RRIFs: Turning Your RRSP Into Retirement Income As retirement approaches, many Canadians start wondering: what happens to all the savings they’ve been building in their RRSP? The good news is, your RRSP doesn’t just stop working for you...
