by Ryan Douglas | Dec 1, 2021 | Blog, Life Insurance
Why Should I Review My Life Insurance?It’s great that you’ve taken the critical step of buying life insurance. But have you reviewed it recently to make sure that your policy is still suitable for you? It’s important to review your life insurance policy annually to...
by Ryan Douglas | Oct 1, 2021 | Blog, Life Insurance
When should I buy life insurance?Life insurance can benefit you no matter what stage of life you’re at. It’s never too soon or too late to buy life insurance. Not only will it give you peace of mind, but it will also provide your loved ones with financial support...
by Ryan Douglas | Sep 1, 2021 | Blog, Insurance, Life Insurance
You may have had life insurance for as long as you can remember. You wanted to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.But now that you’re older and your children are grown – and hopefully your...
by Ryan Douglas | May 5, 2021 | Blog, Family, Individuals, Life Insurance
Before buying insurance from your bank to cover your mortgage, understand the difference between self owned mortgage life insurance and bank owned life insurance. The key differences are ownership, premium, coverage, beneficiaries and portability.Ownership:Self: You...
by Ryan Douglas | Mar 3, 2021 | Blog, Group Benefits, Life Insurance
Group Insurance vs Individual Life Insurance“I already have life insurance from work, so why do I need to get it personally?” or “Work has got me covered, I don’t need it.”While it’s great to have group coverage from your employer or association, in most cases, people...
by Ryan Douglas | Aug 5, 2020 | Blog, Business Owners, corporate, Life Insurance
One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...